CHECKING RATES WON'T HURT CREDITCHECKING RATES WON'T HURT YOUR CREDIT
Real loan offers in
2 minutes.
No credit hit. No surprises.
Compare personalized rates from 40+ trusted lenders side by side. One short form, two simple steps, zero impact to your credit score.
Find my rate
What's it for?
How much do you need?
$50,000
$1.5 B+
LOANS FACILITATED
Across our lender network in 2025
$11,699
AVERAGE LOAN SIZE
Median : closer to $10,000
5.99 % APR
STARTING RATE
For qualified applicants, 24-mo term
87 %
GET MATCHED
Receive at least one offer within minutes.
A MARKETPLACE OF 40+ LENDERSA MARKETPLACE OF 40+ TRUSTED LENDERS WORKING FOR YOU
HOW IT WORKS
Funded in 2 minutes, 2 simple steps
No paperwork, no phone calls, no waiting in line at a bank. Just answer a few questions and compare real, personalized offers - instantly.
~60 SECONDS
Tell us about you
Share basic info — what the loan is for, how much you need, your income, and your SSN so we can check for personalized offers.
~2 MINUTES
Compare real offers
See personalized rates from multiple lenders side by side. Compare APR, monthly payment, and loan terms with no impact to your credit score.
SAME DAY
Get funded
Pick the offer that works for you. Most borrowers received funds in their account within one business day.
LOAN PRODUCTS
One platform. Every kind of loan.
Whatever you're financing, we'll match you with lenders who specialize in it.
FROM 5.99% APR
Personal Loans
Fund a big purchase, cover an unexpected expense, or just breathe easier with fixed rates and no prepayment penalties.
SAVE UP TO $7,200
Debt Consolidation
Roll multiple high-interest balances into one lower-rate monthly payment. Save thousands over the life of the loan.
FROM 6.24% APR
Auto Mobile Loans
Finance a new ride or refinance your existing auto loan to a lower rate. Pre-qualify in under 3 minutes.
UP TO $100K
Home Improvement
Fund renovations, repairs, or that long-overdue kitchen remodel. Unsecured loans with fast same-day funding.
CHECK OPTIONS
Medical Expense
Get help covering medical bills, treatments, or out-of-pocket healthcare costs.
FLEXIBLE FINANCING
Consumer Goods
Finance the things you need now and pay over time with clear terms.
PAY OVER TIME
Appliances
Upgrade essential home appliances without stretching your budget all at once.
PAY OVER TIME
Furniture
Create a home that feels complete with financing for furniture and décor.
FLEXIBLE PAYMENTS
Jewellery & Luxury
Celebrate a milestone or special purchase with financing that keeps payments manageable.
SLEEP NOW, PAY OVER TIME
Mattresses
Invest in better sleep with flexible financing for your mattress or bedroom setup.
FITNESS FINANCING
Sports & Fitness
Support your fitness goals with financing for equipment, gear, and wellness essentials.
FROM 5.99% APR
Personal Loans
Fund a big purchase, cover an unexpected expense, or just breathe easier with fixed rates and no prepayment penalties.
SAVE UP TO $7,200
Debt Consolidation
Roll multiple high-interest balances into one lower-rate monthly payment. Save thousands over the life of the loan.
FROM 6.24% APR
Auto Mobile Loans
Finance a new ride or refinance your existing auto loan to a lower rate. Pre-qualify in under 3 minutes.
UP TO $100K
Home Improvement
Fund renovations, repairs, or that long-overdue kitchen remodel. Unsecured loans with fast same-day funding.
CHECK OPTIONS
Medical Expense
Get help covering medical bills, treatments, or out-of-pocket healthcare costs.
FLEXIBLE FINANCING
Consumer Goods
Finance the things you need now and pay over time with clear terms.
PAY OVER TIME
Appliances
Upgrade essential home appliances without stretching your budget all at once.
PAY OVER TIME
Furniture
Create a home that feels complete with financing for furniture and décor.
FLEXIBLE PAYMENTS
Jewellery & Luxury
Celebrate a milestone or special purchase with financing that keeps payments manageable.
SLEEP NOW, PAY OVER TIME
Mattresses
Invest in better sleep with flexible financing for your mattress or bedroom setup.
FITNESS FINANCING
Sports & Fitness
Support your fitness goals with financing for equipment, gear, and wellness essentials.
One funding flow. Endless possibilities.
Use the funds to shop your favorite trusted brands.
From home upgrades and appliances to medical expenses, and everyday purchases, Genie helps you compare funding options built around what you need.
ONE FUNDING FLOW. ENDLESS POSSIBILITIES.
Use the funds to shop your favorite trusted brands.
From home upgrades and appliances to medical expenses, and everyday purchases, Genie helps you compare funding options built around what you need.
HAPPY CLIENTS
Why businesses choose Genie
“Genie has been a total incredible for us.”
My credit’s not perfect - 680 - and i still got matched with three offers. Picked the one with no origination fee. Honest, transparent, no games.
Devon P.
Tampa, FL - $8k personal loan
4.9
“Genie truly changed how we look at lending.”
Compared five lenders in one place without a single phone call. Funds were in my account the next morning, Used it for the bathroom remodel I’d been putting off.
Jenna L.
Columbus, OH - $32k home loans
4.9
“Secure, reliable, and incredibly easy to use.”
I had three credit cards eating me alive at 24% APR> Got a 9.4% consolidation loan in about ten minutes. Saved me $4,800 over two years.
Alex Romero
Austin, TX - $22k debt consolidation
4.8
Your data, locked down the way
it should be.
Genie uses the same encryption standards as the largest US banks. We never sell your data, and we only share your application with a lender after you give the green light.
AES-256 encryption
Bank-grade encryption in transit and at rest
Transparent & Secure
Full transparency and control over your data
SOC 2 Compliant
Independently audited for security controls
Soft pull only
Rate checks never affect your credit score
SOLUTION
Frequently asked questions
Genie connects your business to 100+ lenders via a single embedded platform that offers real-time financing to your customers.
Getting started takes less than 24 hours. Once you sign up, our team will verify your business details, and you can start offering financing immediately.
Yes! The Genie Dashboard gives you a comprehensive view of all applications, approvals, and funded amounts in real-time.
Absolutely. Genie is built to integrate seamlessly with most major CRM and POS systems through our flexible API.
Security is our top priority. We use bank-level encryption (AES-256) and are fully compliant with SOC2 and GDPR standards.
Our dedicated support team is available 24/7 via chat and email. Enterprise partners also get a dedicated success manager.
The loan you need. The rate you deserve.
See what you qualify for in 2 minutes - without touching your credit score.
NO IMPACT ON CREDIT SCORE
BANK-LEVEL DATA SECURITY
GET PRE-QUALIFIED IN 2 MINUTES